Accounts

Choose account type or owner to group this list. Each row shows the latest saved balance. Tap an account name to see its recent transactions.

Using the offline companion

Open this companion once online, wait for the offline shell to install, then reload once online. Import an encrypted .philabel snapshot exported from Help in the online app. On iPhone, use Safari Share, Add to Home Screen. On Android, use your browser's Install app or Add to Home Screen.

After that, you can reopen this saved copy without a connection, including after two days, as long as the browser retains the installed shell and encrypted snapshot. Enter your offline-copy password each time you reopen it. Your browser or operating system can remove site storage, so keep your encrypted file somewhere you can find it.

This is a read-only copy of the selected budget month, accounts, reported investments, net worth, Bank Review and transactions at export time. Business data is included only when it was requested during export. New activity is not downloaded automatically. No edits are queued.

To update the copy, open the online app while connected, export a fresh encrypted copy, then import it here. An encrypted file contains private financial data protected by the password. A lost password cannot be recovered; export a new copy while online.

Lock removes decrypted data from the open page. Remove saved copy deletes only this device's encrypted file. Neither affects the spreadsheet or bank accounts.

Investment overview

Investment mix

Choose account type or owner to group this list. Account totals include cash; reported holdings are detail within those totals and are not counted again.

Top 10 by reported value. Percentages show each position as a share of total investments. ETF constituent breakdowns are not supplied by this data feed.

Household net worth

Net worth trend and monthly assets and liabilities

The line shows net worth over time. Each month below it has two bars: green is assets and red is liabilities. Asset and liability snapshots begin with the first app refresh after this update; older months do not have enough saved detail to show those bars accurately.

What makes up your assets

Includes cash, investments, home, vehicles and other assets. Debt is listed separately and subtracted from assets.

Choose categories, then use Save changes at the top to save them together. Saved assignments carry over to the final posted transaction. Use Review / Split to resolve posted items; saved posted entries leave Bank Review. Pending categories stay here until the bank posts the transaction.

Most recent transactions for . Tap a row for details.

Add a manual transaction

Saved directly in Transactions as uncleared. Transfers create both account sides and do not count as spending.